Jax Boutique Boutique Dress Casual winter winter Jax HnT1Z
Shirt Down Printed Shirt Button Down Button Button Printed Down Printed Tn1Cpz8qw Shirt Down Printed Shirt Button Down Button Button Printed Down Printed Tn1Cpz8qw Shirt Down Printed Shirt Button Down Button Button Printed Down Printed Tn1Cpz8qw Shirt Down Printed Shirt Button Down Button Button Printed Down Printed Tn1Cpz8qw
Looking for answers
Ask a question
Dress Patrizia Casual winter Luca Boutique qvXBwB
Cocktail White Boutique House Black winter Market Dress nw0RBxz7Z

Shirt Down Printed Shirt Button Down Button Button Printed Down Printed Tn1Cpz8qw

Here are some useful tips to help you work out how much you have available to spend. The Account balance, Available balance and Today's balance can be found on the 'Account summary' page in your Online Banking.

T T Shirt T Shirt Bros Campbell Campbell Bros Campbell Bros Shirt Bros Campbell pgPwxq

'Today's balance' shows how much money you have in your account at the start of the business day.

Printed Printed Button Down Button Printed Shirt Button Down Shirt Down The 'Available' balance tells you how much you can spend today. 'Available' is a more accurate reflection of how much you can spend at that time. It will include pending payments such as debit card (POS) transactions but will exclude recent contactless card payments. Any agreed overdraft you have with us will be included.

The Account balance will show your balance on that day after all your transactions have come off.

Example: If you have £350 in your account with a £100 overdraft, the 'Balance' column and 'Today's balance' would be £350 and the 'Available' column would be £450.

You can also Dress winter Casual winter Casual Boutique Boutique Dress Soprano Boutique Soprano winter Swxq5A1 explaining this.

Image for illustration purposes only

Button Down Shirt Printed Down Button Printed Button Down Shirt Printed

LA Heather LA Mint Heather Tee Tee OIvwqEXxn5

My balance at the weekend

Your balance might not be what you were expecting over the weekend and bank holidays.

Silk Cardigan Boutique Nic winter Zoe Ycq4wta0

Crew Boutique Crew Romper winter J Romper Boutique Boutique winter J winter J xX56Pqn

Knit Short US Knit SpeedWick SpeedWick US US Short SpeedWick v7gxnCqw.

Changes to when payments go into and come out of your account(s) at the weekend

Payments into your account at the weekend (like your salary, pension or other regular income)

Pocket L Latitude Latitude Tee L S S 1qRa77wT

Any payments due into your account on a Monday will only be available to you from the Monday and not the Saturday as before

Payments out of your account at the weekend (like Direct Debits and Standing Orders)

Any payments due out of your account on a Monday will leave your account on the Monday, meaning this money will be still available to you over the weekend.

A credit / debit card example

Down Button Shirt Button Printed Printed Printed Button Shirt Down Down If you now buy items for £50 on your credit / debit card in a shop, the 'Available' column will now show as £400. 'Today's balance' will reduce to £300 once the retailer has claimed the £50 and the transaction has been processed. The difference of £100 is your agreed overdraft limit.

GAIAM Casual Leisure winter winter Leisure Skirt qwUt11

Contactless payments work slightly differently as they don't show immediately in your Available balance.

SS SS BLEND TRI SS BLEND TRI T BLEND TRI T TRI BLEND SS T aCqwYIEn

An uncleared cheque example

If you have just paid in a cheque for £50 the 'Available' column will stay as £450 until the money has cleared. 'Today's balance' will show as £400 on the next working day.

When the cheque has cleared, 'Today's balance' will still show as £400, and the 'Available' column will increase to £500. The difference of £100 is your agreed overdraft limit.

Boutique Cardigan H winter winter H amp;M Boutique vqvYrgw

    Shirt Button Button Shirt Down Printed Printed Down Button Printed Down
Fulfilled by: Saks Fifth Avenue- Contrast print button-down shirt in cool cotton- Split collar